Citizens Advice Scotland is launching a campaign to back the Government's drive to tackle personal debt problems and to encourage shoppers in Scotland not to overspend this Christmas.
Personal debt is the most frequent problem that Scottish people take to their Citizens Advice centres. The charity is hoping to publicise the Office of Fair Trading's 'In Debt? Help Yourself Out!' campaign through consultation with its visitors and promoting the messages of the campaign in its local bureaux.
"The CAB has been sounding alarm bells that personal debt has reached crisis point for some time," said Kaliani Lyle, chief executive at Citizens Advice Scotland.
Last year, Citizens Advice Scotland helped people deal with more than £90m in personal debts.