Royal & SunAlliance has launched an insurance policy specifically for charities and not-for-profit organisations.
Sector 3 is a suite of products including employers' liability insurance, charity trustee insurance, public liability cover and property insurance.
It also has options for libel risks, product liability for charity shops and support services such as risk management and legal advice.
Gary Johnson, development consultant at Royal & SunAlliance, said: "Sector 3 has been developed to meet the needs of the charitable arena. Like other organisations, charities have a responsibility to ensure that people, events and assets are adequately protected."