A charity threatened with closure because it could not afford cover has finally secured its insurance.
Third Sector reported in October that the Atlow Mill Centre in Derbyshire, which helps children with behavioural problems, faced closure after its insurance cover went up to £15,000 - one-fifth of its annual income. The previous year the centre's insurance costs were only £2,000.
But the charity's insurers SMG have agreed to extend its public liability to cover residential care and outdoor activities and provide employers' liability for £580. Zurich Municipal is also providing buildings, contents and money insurance for £2,600.
"It would have been impossible for us to continue had we not got the insurance," said Jean Bond, chief executive at the Atlow Mill Centre.
"The insurance companies say that the reason why they have to charge such high premiums is due to the ambulance-chasing culture - people suing small charities at the slightest provocation. I think the Government should do something about this."