Unity Trust Bank has launched a ground-breaking initiative aimed at reducing cheque fraud.
The changes have been introduced by Kevin Turnmore, the newly appointed managing director of the bank, which pledges to make half of its loans to voluntary organisations.
In an attempt to make it more difficult for fraudsters to target Unity customers, the redesigned cheques use a variety of security techniques.
The most innovative is the use of a special heat-reactive 'thermochromic' ink that will be used in the printing at the top corner of the cheques. When you place a finger on the ink, it fades, which makes it more difficult for fraudsters to copy cheques accurately.
A spokesman for Unity said the bank prides itself on being at the forefront of technology, particularly in terms of security developments that safeguard its customers.
The bank was the first to enable dual signatories for internet banking and was also among the first to adopt high-tech systems to prevent money laundering.
Turnmore said: "In issuing these new cheques, we have gone a stage further than any other bank in the battle against counterfeiting and forgery."
Turnmore, who started at Unity at the end of last month, was formerly director of business and retail banking and head of customer services and direct banking at the Bank of Ireland.