Those charities finding it difficult to get insurance cover may be able to "widen their options" through risk management, according to insurance provider Zurich Municipal.
Speaking at an event on practical ways of increasing access to insurance for charities, Ronan Ball, head of Zurich's Community Insurance Centre, said: "We are advising charities to invest in risk management to give themselves more chance of securing insurance, and at the best possible terms. A thorough approach to risk management sends out a positive message to potential insurers."
Zurich's advice appears to conflict with a recent survey of charities' insurance needs by Charity Logistics, which did not find a "relationship between risk management actions and insurance premium price increases."
A spokesman for Zurich stressed charities with risk management practices were "better placed to get appropriate cover".