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Fran on the honesty question
Our cartoonist takes a wry look at one of the week's top stories
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Insurance advice from Markel
Charity property: could you be entitled to a huge VAT saving?
When a property is being constructed, VAT is charged at the standard rate. But if you're a charity, health body, educational institution, housing association or finance house, the work may well fall into a category that justifies zero-rating - and you could make a massive saving
