"I wanted to have a successful business to enable me to, sort of, change the world. But I actually overshot the amount I needed."

Peter Dawe, internet millionaire turned philanthropist

"The man who dies rich dies disgraced."

Andrew Carnegie, founder of the Carnegie Trust, in 1889

"With 25 years of experience in the private sector, I can tell you it is not necessarily efficient or effective. The same applies to the voluntary and charity sectors, which are appallingly managed, in my experience."

Ray Sheath, managing director, the Scarman Trust.

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