When it comes to care and charity insurance, it’s easy to end up with a lot of different policies with a lot of different insurers. Most people instinctively think that’s ok, however some care and charity claims can involve more than one type of cover, which means having to deal with multiple insurance companies.
If your claim falls between the gap of two different policies or if the two or more policies cover the same claim, it can result in insurers arguing over who should pay.
Packaged cover is recommended to organisations in the third sector to protect against the many claims situations that can arise.
Markel have produced a useful video which explains the benefits of a packaged policy.